Maximizing Credit Cards this Holiday (Shopping) Season

Today is December 1 and only 24 days to Christmas! As such, everyone is busy spending and shopping for gifts to family and friends. Some of us like to use cash in purchasing but using credit cards (just make sure to pay fully on due date) is the way to go for me! To maximize these credit cards, we have to take advantage of the different promotions of the credit card brands here in the Philippines!

PNB Cards

Spend as low as Php2,000.00 and you can already get something in return.

I claimed my Large Gong Cha Milk Tea with Pearl Jelly from Gong Cha Philippines yesterday. It’s so easy to claim, you just tell the cashier that you will be claiming your free milk tea from PNB Cards. Show your credit card and they will swipe it, they don’t even need your charge slip anymore.

It’s either this Php95.00 worth of milk tea from Gong Cha Philippines or Php100.00 worth of The SM Store GC.

BDO Cards

Spend a minumum of Php3,000.00 and get Php100.00 worth of GCs.

Once you have your charge slip, it’s better to pre-register and get your codes at the BDO Treats Website. This is to save you time when claiming at the affiliate stores of Bench and at branches of Pancake House.

When claiming, give your card and your charge slips with written codes and wait for them to issue you your GC.

CITIBANK Cards

Spend Php800.00 at National Book Store and get gift cards worth Php150.00.

I haven’t tried this yet but this sure is a good deal. We could buy a lot of school and office supplies over at NBS that could work as Christmas gifts too!

METROBANK Cards

If you have a Metrobank Toyota Mastercard, you could have treats from McDo! Spend of Php2,000.00 gives you McDonald’s treats while a Php3, 000.00 spend will give you an eGC.

Who doesn’t want a McDonald’s treat?

Do take note of each promo’s redemption period. Read the terms and conditions to save you the hassle of arguing with the respective banks.

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Christmas Hacks

It’s one day before December and we are busy getting gifts for our loved ones. But it doesn’t mean that we can’t let our creative juices come in. We could also try to lessen the waste by reusing stuff found in our houses.

These are some of the Christmas hacks we did for this year’s gift giving season.

1) loombands gift tags

I am sure a lot of us has a stash of loombands somewhere in the house. Remember the year it was so IN?

My daughter’s gifts to her classmates are colorful pens and instead of wrapping it with gift wrappers and waste a lot of paper in the process, we thought of just putting mini gift tags on it.

We printed the gift tags on our stash of board papers at home, got the loombands out and voila, we got our own diy loombands gift tags.

2) old travel magazine gift wrapper

Another thing I decided to do is to use old travel magazine’s pages as gift wrappers. The item is a travel luggage tag and what more fitting than using paper with beautiful pictures on it.

3) reusing paper bags

From shopping and gifts from previous years, we have accumulated all sizes of paper bags. So I reused them for this year’s gifts.

Just put on some holiday tags and they are good to go.

I will be updating this post once I think of more Christmas hacks that could benefit not only me but the environment as well.

Thank you for your time! 😘

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Shopping: Shop at SM, Get a Free Lipstick!

I went Christmas shopping with my mom in law the other night and we got a lipstick powerbank for free!  You have to spend at least Php 4,000.00 to be able to avail of this. 

This Lipstick Powerbank comes in a Metallic Pouch inside a Pink Plastic Packaging.

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It looks like a real lipstick, only a giant one!  It looks so elegant with its black color.

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When you remove the cap of the lipstick, the pink part has an On and Off button and it’s where you plug the USB Cord which is also included in the package.

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It’s a Lipstick Powerbank with 3000mah.  It’s one of the most beautiful and practical giveaways or freebies I have ever had.

And it’s a Plus because with or without the freebie, I have always loved shopping at SM! 

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