Maximizing Credit Cards this Holiday (Shopping) Season

Today is December 1 and only 24 days to Christmas! As such, everyone is busy spending and shopping for gifts to family and friends. Some of us like to use cash in purchasing but using credit cards (just make sure to pay fully on due date) is the way to go for me! To maximize these credit cards, we have to take advantage of the different promotions of the credit card brands here in the Philippines!

PNB Cards

Spend as low as Php2,000.00 and you can already get something in return.

I claimed my Large Gong Cha Milk Tea with Pearl Jelly from Gong Cha Philippines yesterday. It’s so easy to claim, you just tell the cashier that you will be claiming your free milk tea from PNB Cards. Show your credit card and they will swipe it, they don’t even need your charge slip anymore.

It’s either this Php95.00 worth of milk tea from Gong Cha Philippines or Php100.00 worth of The SM Store GC.

BDO Cards

Spend a minumum of Php3,000.00 and get Php100.00 worth of GCs.

Once you have your charge slip, it’s better to pre-register and get your codes at the BDO Treats Website. This is to save you time when claiming at the affiliate stores of Bench and at branches of Pancake House.

When claiming, give your card and your charge slips with written codes and wait for them to issue you your GC.

CITIBANK Cards

Spend Php800.00 at National Book Store and get gift cards worth Php150.00.

I haven’t tried this yet but this sure is a good deal. We could buy a lot of school and office supplies over at NBS that could work as Christmas gifts too!

METROBANK Cards

If you have a Metrobank Toyota Mastercard, you could have treats from McDo! Spend of Php2,000.00 gives you McDonald’s treats while a Php3, 000.00 spend will give you an eGC.

Who doesn’t want a McDonald’s treat?

Do take note of each promo’s redemption period. Read the terms and conditions to save you the hassle of arguing with the respective banks.

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ShopBack – The Smarter Way

Have you heard about this new app? It’s what I have been using for the past few months – for travel needs, for food orders and even for online shopping!

Before going to sites like Foodpanda, Klook, Shopee, Lazada or Booking.com, click the ShopBack app first. This way, all your purchases will have corresponding rebates. Rebates that can get as high as 30%!

WOW right!

Read on ↓↓↓ to start getting rebates

1) Download the ShopBack app. Click this link and open the world of rebates. It’s available in Google Playstore and Apple Appstore.

2) Sign up and get ready to earn rebates!

3) Go to the app or site of your interest. The percentage of rebate varies. ShopBack has a lot of affiliates and tie ups. From hotels, to airlines, to beauty brands, to online shopping platforms, to food delivery platforms – you name it, they got it!

4) Once you are in your chosen website, browse normally and purchase as you would. You could also use voucher codes. I usually get mine from Globe Prepaid. For every Php400.00 purchase, I get Php200.00 off! But that’s another story!

5) ShopBack will notify you that your purchase / transaction has been tracked.

6) A month or 2 after your purchase, your rebate will be credited to your ShopBack account. You can see below that some of my purchases have already been confirmed.

7) Once you reach Php200.00 on your ShopBack account, you can redeem and credit it to your bank account, free of charge! I have already withdrawn Php700.00 to date! I still have a few purchases either pending or tracked and once they are confirmed, I could withdraw again!

You could register an E-wallet from Paypal or your bank account from BDO, Metrobank or BPI for your withdrawal. It takes about a few days to get credited on your account.

It’s that easy! Just remember to click that ShopBack logo first before booking anything.

Oh and just a few reminders from ShopBack.

The amount eligible for rebates is net of the service charge, delivery charge, taxes and fees. It is also net of the voucher codes used.

I hope ShopBack could be rewarding to you as it has been to me! It is so easy to use. All your activities / transactions are recorded for your monitoring convenience.

Enjoy shopping!

Enjoy ShopBack – The Smarter Way!

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